HerMoney with Jean Chatzky Ep 514: Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age
What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.
In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.
In this episode, we discuss:
- What a “F*ck Off Fund” really is, and why it doesn’t have to be a huge number to change your life
- Why financial independence is about more than money
- The power of small boundaries and everyday decisions
- How to talk to daughters, nieces, and younger women about money
- Why many women still feel financially fragile, even when they’re doing everything “right”
- How financial independence evolves as you approach retirement
Resources Mentioned in This Episode
Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)
Switch: How to Change Things When Change Is Hard
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