Brew Markets Discounts to Insure Self-Driving Cars + P&G's Premium Diaper
Jan 22, 2026
A game-changing partnership between Lemonade and Tesla is using driving data to offer discounts on self-driving car insurance, boosting both companies’ shares. Procter & Gamble reports mixed earnings, expanding into the premium diaper market despite challenges tied to declining birth rates in China. Meanwhile, GE shows impressive growth in aviation but faces stock price pressure due to cautious future projections. The hosts also discuss the latest developments with Spirit Air and Tesla's robotaxi ambitions.
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Usage Data Lowers FSD Insurance Rates
- Lemonade and Tesla will use Tesla driving data to sharply lower per-mile insurance rates for FSD-engaged driving.
- The product begins rolling out in Arizona then Oregon, tying usage data to risk models to price autonomous driving separately.
Cross-Selling Reduces Customer-Acquisition Pain
- Lemonade gets about half of new car-insurance sales from existing customers, lowering customer-acquisition pressure.
- That internal cross-sell advantage matters because digital ad costs have risen dramatically, squeezing new-customer economics.
P&G Delivers Steady But Flat Performance
- Procter & Gamble reported essentially flat organic growth with slight volume declines offset by price increases.
- The company maintained guidance while delivering modest EPS beats and showing resilience in a tough consumer backdrop.