The Ramsey Show Highlights

"My Fiancé Is Asking For A Prenup"

Feb 7, 2026
Anne, engaged and owner of a paid-off property, calls in seeking clarity about a fiancé requesting a prenup. They discuss financial transparency, mixed housing plans, protecting home equity, and how past divorce fears shape his requests. Conversations center on clear disclosures, fair protections, and defining expectations before marriage.
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ADVICE

Get Full Financial Transparency

  • Ask for full financial disclosure before agreeing to a prenup so you know what you're marrying into.
  • Hire your own representation to review any prenup language and protect your assets and rights.
INSIGHT

Prenups Are A Written 'What If' Plan

  • A prenup is just a state-default plan written down while you still like each other, not a forever wall between finances.
  • It clarifies outcomes if marriage fails but doesn't replace daily financial integration after marriage.
ANECDOTE

Pain From A Prior Divorce Shapes Choices

  • Anne explains her fiancé nearly lost his home in a prior divorce and that pain drives his desire for protection.
  • That history shapes his insistence on keeping property for his adult children.
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