Heather Cudmore is a credit counsellor with Carizon Family and Community Services in Kitchener, Ontario, and on today's show we discuss credit counselling.
Who does a credit counsellor work for? Is it true that they are just a collection agency for the big banks? What does it cost? What are the fees?
Isn't a debt settlement better and cheaper? What about other options?
Answers to those questions and a lot more on today's show.
