Frequent Miler on the Air Introducing the new and confusing Bilt 2.0 | Frequent Miler on the Air Ep341 | 1-16-26
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Jan 16, 2026 Discover how Japan Airlines allows award changes for minimal fees! Dive into the Amtrak USA Rail Pass deal at a sweet $250, down from $499. The main focus is the unveiling of Bilt 2.0—three new cards with innovative features yet some confusing transitions. Learn about Bilt Cash, its potential value, and the differences among the new cards. The hosts also discuss the strengths of each card and who might benefit most from this revamped system. Tune in for insights that could shape your points and miles strategy!
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Bilt Points Keep Strong Transfer Value
- Bilt Points remain transferable and valuable thanks to partners like Hyatt, United, Alaska, and Japan Airlines.
- Transfer bonuses on rent-day transfers can be significantly larger than other currencies.
4% Bilt Cash Sounds Big But Has Limits
- All three cards earn both Bilt Points and 4% Bilt Cash on everyday spend, but Bilt Cash utility is limited at launch.
- The more of your card spend relative to rent/mortgage, the harder it is to extract full Bilt Cash value.
Cover The 3% Rent/Mortgage Fee Smartly
- To avoid fees when earning points on rent/mortgage, cover the 3% rewards fee with Bilt Cash or accept paying that fee.
- If you lack enough Bilt Cash, you can choose partial coverage or forgo points on the uncovered portion.