The Milk Road Show How to Keep Your Bitcoin and Still Make Money from It w/ Matt Luongo
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Aug 27, 2025 In this conversation with Matt Luongo, the founder of Thesis and CEO of Mezzo, listeners dive into innovative strategies for leveraging Bitcoin. He reveals how to generate yield while retaining ownership of Bitcoin and discusses its evolution from a payment method to an investment tool. Matt also highlights emerging trends in Bitcoin-backed lending, detailing a successful platform that has issued $4.5 million in loans. The podcast emphasizes the importance of navigating DeFi and provides insights on Bitcoin’s future in financial markets.
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Borrow Against BTC Instead Of Selling
- Borrow against assets instead of selling them to avoid taxable events and retain upside on long-term holdings.
- Use Bitcoin as collateral to fund major purchases while keeping your HODL position intact.
Personal Home Financing With Bitcoin
- Matt attempted to finance a house with Bitcoin in 2018 and faced resistance and awkward solutions from lenders who preferred cash.
- He later used a decentralized loan and put half the house down against Bitcoin in 2023.
Bitcoin-Backed Stablecoins Enable Fixed Rates
- Creating a Bitcoin-backed stablecoin lets platforms offer fixed-rate loans and predictable credit products.
- That design enables mortgage-style lending using BTC as pristine collateral without selling it.