Raj Shamani's Figuring Out

Money Making Opportunity: Investment, Business & Profitable Sector | Karan Bhagat |FO431 Raj Shamani

Nov 11, 2025
Karan Bhagat, Founder and CEO of 361.one, dives into wealth creation and investment strategies in India. He discusses the mindset differences between individuals with varying net worths and the unique fears of the ultra-wealthy, such as legacy and succession. Karan identifies six key sectors for investment, including tech services and pharma, while also exploring regional business behaviors. He emphasizes the importance of disciplined incremental growth and shares insights on building trust with affluent families, making this an enlightening listen for aspiring investors.
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INSIGHT

Wealth Worries Focus On Values

  • Ultra-wealthy fear losing their values across generations more than losing capital.
  • Succession and passing behavioral inheritance drive major planning decisions.
INSIGHT

Region Shapes Wealth Behavior

  • City culture shapes investor behavior: metros adopt new ideas faster while secondary cities value relationships.
  • Advisors must adapt: urban clients are idea-driven; next-tier clients prioritize trust and personal ties.
ADVICE

Embrace Professional Management

  • New money experiments with tech, global investments and consumption while old money focuses on preservation and control.
  • If you inherit wealth, consider delegating to professionals and accept less control for growth.
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