
PBD Podcast Trump's Credit Card CAP, Musk's Iran Move, 50% OnlyFans Tax + Efran Soltani Execution | PBD Podcast | Ep. 718
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Jan 14, 2026 Mark Moss, a macroeconomic commentator and Bitcoin advocate, joins a lively discussion on pressing financial and geopolitical issues. They dissect Trump's proposal for a 10% cap on credit card interest rates, analyzing potential market repercussions. The conversation also covers Elon Musk's involvement in aiding internet access amid Iranian protests and the controversial 50% tax on OnlyFans earnings. With insights into Argentina's repayment of U.S. loans and the risks of buy-now-pay-later financing, Moss brings valuable perspectives on today's economic landscape.
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From Repos To Bitcoin Advocacy
- Mark Moss shared his early career flipping bank-owned repos after the California housing crash and later founding tech companies.
- A 2008 setback pushed him into macroeconomics and sound‑money advocacy, leading to his YouTube channel and Bitcoin focus.
BNPL Growth Masks Hidden Consumer Risk
- BNPL usage exploded to $20B over the holidays while credit card debt hit record highs, hiding risk off traditional credit reports.
- Many BNPL users missed payments, creating large unseen consumer vulnerability, especially among Gen Z.
Credit Card Debt Rebounded To Record Levels
- U.S. credit card debt surged from $777B in 2021 to $1.26T in 2026 as pandemic relief and lockdowns reversed.
- Rising credit limits and BNPL adoption have masked concentrated consumer risk and deteriorating repayment behavior.

