PBD Podcast

Trump's Credit Card CAP, Musk's Iran Move, 50% OnlyFans Tax + Efran Soltani Execution | PBD Podcast | Ep. 718

23 snips
Jan 14, 2026
Mark Moss, a macroeconomic commentator and Bitcoin advocate, joins a lively discussion on pressing financial and geopolitical issues. They dissect Trump's proposal for a 10% cap on credit card interest rates, analyzing potential market repercussions. The conversation also covers Elon Musk's involvement in aiding internet access amid Iranian protests and the controversial 50% tax on OnlyFans earnings. With insights into Argentina's repayment of U.S. loans and the risks of buy-now-pay-later financing, Moss brings valuable perspectives on today's economic landscape.
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ANECDOTE

From Repos To Bitcoin Advocacy

  • Mark Moss shared his early career flipping bank-owned repos after the California housing crash and later founding tech companies.
  • A 2008 setback pushed him into macroeconomics and sound‑money advocacy, leading to his YouTube channel and Bitcoin focus.
INSIGHT

BNPL Growth Masks Hidden Consumer Risk

  • BNPL usage exploded to $20B over the holidays while credit card debt hit record highs, hiding risk off traditional credit reports.
  • Many BNPL users missed payments, creating large unseen consumer vulnerability, especially among Gen Z.
INSIGHT

Credit Card Debt Rebounded To Record Levels

  • U.S. credit card debt surged from $777B in 2021 to $1.26T in 2026 as pandemic relief and lockdowns reversed.
  • Rising credit limits and BNPL adoption have masked concentrated consumer risk and deteriorating repayment behavior.
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