The Ramsey Show Highlights "This is Criminal Fraud"
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Nov 23, 2025 In this gripping segment, a caller shares her distress as her in-laws opened investment accounts using her husband's Social Security number without consent. Dave Ramsey and George Kamel call this behavior criminal, urging immediate action. They discuss the need for a police report and emphasize demanding account closures within 48 hours. With warnings about the serious implications of identity theft, the hosts guide the caller on how to verify accounts and protect her husband’s identity. This conversation highlights the urgency of addressing financial fraud.
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In-Laws Open Accounts Using SSN
- The caller discovered her husband's Social Security number was already used to open investment accounts by his in-laws.
- They received refund checks and were told not to investigate, revealing familial identity misuse.
Demand Closure And Set A 48-Hour Deadline
- Dave Ramsey urges the husband to demand the parents shut down all accounts within 48 hours or face a police report.
- He tells the husband to own the confrontation and present it as legally serious, not merely familial dispute.
Bring An Attorney Into The Conversation
- Dave Ramsey tells the caller to involve an attorney and present the illegality to the parents as evidence-based.
- He counsels framing the demand as protecting themselves and not accepting the parents' behavior.