
Andrew Yang Podcast How to Automate Your Finances the Right Way
Feb 23, 2026
Sam Lewis, CEO of Fruitful, a fintech founder simplifying household finances. He discusses building “self-driving money” with automation plus human guides. They cover blending AI with planners, creating set-it-and-forget-it systems, practical steps for emergency funds and cash yields, and making finance execution easy and nonjudgmental.
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Self-Driving Money Eliminates Paycheck Stress
- Fruitful builds "self-driving money" that routes your paycheck automatically to investments, bills, savings, and spending so you don't think about money daily.
- Sam Lewis blends automated rules and AI with a human certified financial planner to implement and monitor those rules for members.
Massive Advice Gap Creates Execution Opportunity
- There's a huge advice gap: 84% of millennials and Gen Z want financial help but only ~3% use traditional advisors, leaving many to unvetted social media tips.
- Fruitful targets execution, not just advice, to turn guidance into real automated action.
Always Contribute To Employer Retirement Now
- Take advantage of any employer retirement offering immediately and contribute even small amounts because every dollar compounds and builds savings momentum.
- Andrew Yang emphasizes putting $50–$100 in a 401(k) now; saving small amounts makes saving addictive and unlocks later increases.




