This is Money Podcast

Should you swap your star fund manager for a cheap tracker?

21 snips
Jan 16, 2026
Star fund managers face tough times as many investors consider ditching them for low-cost trackers. Terry Smith and Nick Train defend their recent underperformance, sparking a debate about the future of active management. The team discusses the implications of the Chancellor's cash ISA limit changes and the unexpected drop in London's property prices. They also explore whether cashback deals are worth the effort and handpick the best budget electric vehicles. Tune in for insights into investment strategies and market trends!
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INSIGHT

Rates Make Dividend Stocks Less Attractive

  • Rising interest rates and safer yields on bonds reduce demand for income-focused 'quality' stocks.
  • That shift has depressed prices of traditionally stable dividend-paying companies.
ADVICE

Plan For The Cash ISA Allowance Cut

  • If you're under 65, plan for the cash ISA limit cut to £12,000 from April 2027.
  • Use the remaining £8,000 ISA allowance for stocks and shares if you want tax-free investing exposure.
INSIGHT

ISA Change Won't Meaningfully Boost UK Stocks

  • Cutting the cash ISA limit is unlikely to shift lots of savings into UK shares.
  • Platforms and advisors expect flows to go into global trackers, not UK equities.
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