The Money Podcast How to Raise Money for Investments (Using Other People’s Money) with Kevin McDonnell
Nov 9, 2025
Kev McDonald, a property investor and no-money-down specialist with over 100 deals under his belt, joins the discussion. He covers how to raise and protect other people's money through joint ventures and vendor finance. Kev shares his experience of starting through rent-to-rent, the importance of mindset, and how to build credibility as a newcomer. He demystifies private finance versus bank loans and offers insights into strategic decision-making when funding projects. This engaging conversation reveals practical strategies for successful investing.
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Align Incentives By Waiting For Repayment
- Do not take any payment until the investor has been fully repaid to align incentives.
- This motivates you to finish refurb and refinance quickly to maximize returns for both parties.
Use Strong Shareholder Agreements
- Do put everything into a shareholder agreement with clear buyout terms and contingencies.
- Cover illness, death, sale rights, and escalating buyout discounts to protect both parties.
Buying A Letting Agency With High-Rate Debt
- Kev bought a letting agency for £780k using a £700k loan at 14.88% and £80k deferred to the seller.
- The business covered the loan and immediately produced positive cash, paying itself from operations.
