Optimal Finance Daily - Financial Independence and Money Advice

3358: What is Your Retirement Manifesto? by Kathleen Coxwell of New Retirement on Retirement Planning

10 snips
Nov 19, 2025
Explore the concept of a retirement manifesto—a personal declaration of your values and dreams. Learn how documenting core beliefs and life lessons can guide your future. Reflect on what you want for the world and develop actionable goals. Discover the importance of positive statements and how to integrate your manifesto with financial planning. Gain inspiration from stories of individuals finding purpose in retirement, even turning anger into meaningful action.
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INSIGHT

Retirement Is A Self-Definition Opportunity

  • Retirement is a chance to be defined by your own values rather than your job.
  • Writing a personal manifesto helps clarify intentions and hold yourself accountable.
ADVICE

List Your Core Beliefs

  • Write down what you truly believe in, from deep values to small joys.
  • Documenting beliefs gives focus and raw material for your manifesto.
ADVICE

Declare World-Level Goals And Actions

  • Create a list of what you want for the world and include concrete actions.
  • Ask what you'd do if you were king or queen and then plan realistic steps.
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