Perry Beberman on Bread Financial’s Earnings Beat & Improving Credit Trends

Perry Beberman, CFO of Bread Financial (BFH), says the company is executing well after an earnings beat, driven by disciplined underwriting and a shift toward higher‑margin partnerships. He highlights new relationships with Ford (F) and Ethan Allen (ETD), alongside Ulta Beauty (ULTA) and Signet Jewelers (SIG), as delinquency trends improve despite a mixed consumer backdrop.

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