Make sure you're getting the investment help you're paying for

Freddy Garcia, vice president of Investments for Left Brain Wealth Management, says that investors who hire advisers to help manage their money need to get appropriate help picking and selecting stocks, bonds and mutual funds, rather than simply following cookie-cutter programs. Garcia says that many advisers provide 'planning,' without doing high-conviction investment selections, ultimately leading to a time when clients are unhappy because their broad financial plan isn't meeting their return expectations. Also on the show, Tom Lydon of ETFTrends.com highlights an equal-weighted index fund as his ETF of the Week, Ed Slott of IRAhelp.com helps Chuck answer a listener's question, and we revisit a recent chat with Herb Greenberg, senior editor of Empire Financial Research.