Friends That Invest Subtle Signs You’re Self-Sabotaging Your Finances, with Sahaj Kohli
Jul 14, 2025
Sahaj Kohli, therapist and founder of Brown Girl Therapy, explores how inherited beliefs and emotions derail financial choices. She discusses scarcity and risk behaviors, avoidance and shame around money, and reframing deservingness and ambition. Short takes on journaling, reparenting your money self, and aligning values with earning round out the conversation.
AI Snips
Chapters
Books
Transcript
Episode notes
Stop Avoiding Bills; Address The Emotion
- Avoid avoidance: open bills and track money to build trust in your ability to handle outcomes.
- Treat procrastination as an emotion regulation issue to address the feelings behind the avoidance.
The $30 Parking Fine Example
- Sim admits she avoids opening a $30 parking fine despite being able to pay it, illustrating emotional avoidance.
- Sahaj explains this is procrastination rooted in emotion regulation, not rational inability.
Use Self-Compassion To Move Forward
- Practice self-compassion to reduce shame and allow forward action on finances.
- Reframe past inaction as lack of education and focus on what you can do now.
