
EP 156 Defending and growing your portfolio in a shifting market
Sep 26, 2025
Victor Kumar, an experienced property investor, and Reshmi Kumar, a savvy property strategist, delve into the nuances of protecting and expanding your property investments. They discuss the critical shift from acquisition to portfolio defence. The Kumars emphasize the importance of cash buffers, strategic loan structuring, and thorough due diligence to safeguard investments. They also caution against getting swayed by bold marketing claims. With insights on building a reliable advisory team, this conversation equips investors with practical strategies for navigating a changing market.
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Melissa's Methodical Path To Retirement
- Victor shared Melissa Matheson's methodical journey to early retirement as proof structure works.
- He said Melissa now chooses retirement after disciplined, methodical investing.
Scale Requires Less Chasing
- As portfolios grow, chasing small quick profits creates more noise and risk than value.
- Larger portfolios need fewer transactions and decisions focused on long-term stability rather than short-term gains.
Do Thorough Due Diligence Every Time
- Always perform non‑negotiable due diligence like building and structural reports before buying.
- Check planning, easements and council rules if you plan add-ons (e.g., granny flats) to avoid dud assets.

