How This Grad Student Saves Nearly 40% of Her Stipend in a High Cost of Living Area

In this episode, Emily interviews Janelle Coleen Dela Cueva, a rising second year graduate student in structural engineering at UCSD. Janelle breaks down her budget, including her largest four expenses and aggressive investing goals. Janelle's gross stipend is approximately $2,500 per month, and she is able to save almost 40% of it due to subsidized university housing and strong habits that minimize her variable expenses. She still lives a comfortable life with weekly eating out, frequent international travel, and car ownership.