Making Money

Is buy-to-let dead?

61 snips
Jul 14, 2025
Rob Dix, Co-founder of Property Hub and an experienced landlord and tenant, dives into the changing landscape of buy-to-let investments. He discusses the declining number of landlords and the impact of government policies on the market. The conversation highlights the complex dynamics between landlords and tenants amidst rising rental costs. Rob shares insights into navigating compliance challenges and the ethical nuances of property investment, leaving listeners with a nuanced perspective on the future of buy-to-let in the UK.
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INSIGHT

House Prices Driven by Borrowing Power

  • House prices mostly rise based on people's borrowing abilities, not rental supply and demand.
  • Building more houses alone barely reduces prices due to mortgage lending influence.
INSIGHT

Real-Term Property Price Fall

  • Property prices have fallen in real terms relative to inflation and wages in recent years.
  • This ‘silent property crash’ eases pressure on buyers without causing drastic market pain.
INSIGHT

Northern UK Investment Growth

  • Property investment returns, including capital growth and rental yields, are rising fastest in northern UK regions.
  • Investors flock north as London and Southeast markets stagnate.
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