MoneyWatch with Jill Schlesinger Big Money Reset in 2028
9 snips
Jan 11, 2026 A family is navigating their financial plans for a return to the U.S. after 15 years abroad. They discuss housing constraints and the need for a specific school district. Selling rental properties is recommended to boost cash for home buying. Retirement strategies and cash flow are crucial as they anticipate significant changes in 2028. With estimated monthly expenses around $10,000, the hosts emphasize the importance of local research and flexibility in their plans for a successful transition.
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Expats Planning A 2028 Return
- Colette and her family have lived overseas for 15 years and plan to move back to the U.S. in summer 2028 to get their kids through high school and college.
- They expect job changes and loss of current roles when they return, making finances uncertain during the transition.
School Choice Forces Buying Not Renting
- The family targets a Midwestern school district that lacks rental options, so they likely must buy to access desired public schools.
- Colette estimates needing about $600,000 to buy into that district.
Plan Conservatively For Lost Income
- Jill and Mark recommend planning conservatively and not counting on future income when you expect job changes.
- Prioritize building cash and reduce retirement contributions temporarily if needed to increase liquidity for a move.
