Epicenter - Learn about Crypto, Blockchain, Ethereum, Bitcoin and Distributed Technologies How Will Stablecoins Replace Traditional Banking
21 snips
Jan 25, 2026 
Zach Abrams, CEO and co-founder of Bridge and fintech veteran who built stablecoin rails and wallets. He explores why stablecoins can make payments faster and cheaper than legacy rails. He explains stablecoin orchestration, limits of the USDC/USDT duopoly, the rise of regionally focused coins, and why wallets could become the new primary bank account.
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Stripe's Vote Of Confidence
- Zach describes surprising Stripe's leadership who were optimistic and committed to stablecoins.
- That shared conviction made acquisition possible despite regulatory concerns.
Primitives For Stablecoin Financial Products
- Bridge bundles orchestration, issuance, FX, cards, and wallets to let developers build stablecoin-native products.
- These primitives let governments, neobanks, and businesses issue and move tokenized money.
Duopoly Economics Hamper Payments
- Today’s USDC/USDT duopoly focuses on AUM and keeps yield, which misaligns incentives for payments rails.
- Neutral, payments-optimized issuers must return economics to developers to enable high-velocity money.
