People will have to pay with cash after a Trade Me sale if they want to avoid a fee.
The company's removing its 7.9 percent 'success fee' for casual selling - keeping only a small service fee.
Along with Afterpay and cash, Trade Me uses its own payment system, Ping - taking just over two percent from every sale.
Trade Me’s Head of Marketplace Lisa Stewart says bank transfers will now be against their policy.
"We've got teams of folks who scan the site to check that nothing dodgy is going on, if they catch that that kind of behaviour's happening, we'd look to educate our customers."
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