Credit-score apps are more costly and risky than they seem

Syed Ejaz, financial policy analyst for Consumer Reports, joins Chuck to talk about the magazine's report released last week which showed that popular apps providing access to credit scores may not offer all of the benefits users expect and come burdened with hidden costs. Ejaz says that, aside from some measure of convenience, consumers would mostly be better off keeping tabs on their credit reports and credit scores on their own. Also on the show, author Dorie Clark, talks about 'The Long Game: How to Be a Long-Term Thinker in a Short-Term World,' David Trainer of New Constructs says a very hot stock is headed for trouble and belongs in the Danger Zone, and Justin Carbonneau, vice president and partner at Validea.com and Validea Capital Management, talks stocks in the Money Life Market Call.