Reinventing Credit Access: Reza Rahman on Ava and Breaking the Catch-22
Feb 9, 2026
15:25
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In this episode, Adam Torres interviews Reza Rahman, President & Co-Founder of Ava, about building a credit tool designed to dismantle the “you need credit to get credit” Catch-22. Reza shares his first-generation immigrant journey and explains how Ava helps users become credit-visible through a credit-building card, rent and utilities reporting, and back-reporting up to two years of payments to the credit bureaus—helping people improve scores, access better financial products, and reduce interest and fees.