Frequent Miler on the Air Discarding our card collections | Frequent Miler on the Air Ep342 | 1-23-26
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Jan 23, 2026 They dig into a revived Delta award-pricing trick that finds lower-priced flights via Mexico. They explain Qantas changes that make Emirates first-class awards harder to book. They walk through why credit card collections balloon, how to value and bundle small perks, and which premium cards they decided to keep or ditch.
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Value Bundles, Not Individual Coupons
- Bundle similar perks into a single imagined "benefits package" and ask how much you'd prepay for it.
- Use that conservative prepaid value to decide whether the annual fee is worth keeping.
Prepay For Core Travel Perks To Judge Keepers
- Estimate a conservative prepaid price for core travel perks and compare to the annual fee.
- If that prepaid value exceeds the fee, treat the card as a keeper even before counting occasional coupon wins.
Count Easy Credits Heavily, Niche Ones Conservatively
- Value easy-to-use, recurring credits (e.g., travel credit) near their face value minus friction.
- Treat sporadic or niche credits conservatively and avoid counting them fully when deciding to keep a card.