Life Kit: Money How to get 'financially naked' with your partner
9 snips
Mar 31, 2026 
Vivian Tu, founder of Your Rich BFF and author of Well Endowed, helps couples get transparent about money. She shares quick, fun prompts for early dating and what to observe about spending and goals. She highlights when to disclose income, debts, and when separate accounts plus a shared fund make sense.
AI Snips
Chapters
Transcript
Episode notes
Roach-Infested Apartment Forced Early Financial Honesty
- Vivian Tu told how she had to tell her then-boyfriend after 30 days that she was broke and couldn't pay rent after losing her $8,000 savings to a roach-infested apartment.
- That emergency confession led to an immediate, open financial conversation that shaped their relationship and eventual marriage.
Use Fun Prompts To Reveal Money Values
- Start light money conversations early with prompts like “If you had unlimited money for two weeks, what would you do?” to reveal values and lifestyle priorities.
- Use fun hypotheticals to surface travel tastes, risk appetite, and whether someone prioritizes experiences or luxury goods.
Lead With Your Own Financial Disclosure
- Offer your financial information first to avoid it feeling like an interrogation; use "I" statements to open the exchange.
- Then invite reciprocity by asking about upcoming tight months or specific debts to plan together.