The Canadian Money Roadmap Can You Retire With $1.7M? Fees, Retirement Income, and Listener Questions
7 snips
Mar 11, 2026 Listeners hear rapidfire Q&A on market volatility, retirement savings targets, and when to adjust risk near retirement. They debate the value of a 1.9% investment fee versus alternatives and benchmarks. Housing’s impact on retirement needs and tradeoffs between short‑term choices and long‑term goals also come up.
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Use Downturns To Test Your True Risk Tolerance
- Market downturns are the best moments to honestly reassess your true risk tolerance.
- Evan Neufeld says rising markets hide discomfort; volatility reveals whether your equity exposure matches your retirement timeline.
Avoid Kneejerk Risk Cuts Without A Plan
- Don't change asset allocation impulsively after a small decline unless your plan and stress tests show it's necessary.
- Evan recommends modelling your specific situation because cutting risk can permanently reduce required upside for long-term goals.
Judge Investment Fees By Value Not Just Percent
- Evaluate fees in context: check what service or planning you receive for the price rather than judging fee percentage alone.
- Evan notes 1.9% sits near the market median and may be acceptable if meaningful advice and planning are included.