Kiwi Talkz #45 - Kernel Wealth Interview (Lump Sums, Core Satellite Investing, Debt, Stocks, Investment Property, Cashless Society etc.)
Kernel is an innovative investment company that allows you to manage your investment portfolio in a user friendly way
Website - https://kernelwealth.co.nz/
Facebook - https://www.facebook.com/kernelnz/?re...
Instagram - @Kernel Wealth
LinkedIn - Kernel
TIMESTAMPS
00:35 - How Kernel Adapted To Lockdown
01:42 - Enjoying Talking To Customers During Lockdown/Answering Customers Questions
02:37 - Duration Of Calls/Appreciating Long Investment Discussions With Customers
04:00 - Investing In A Lump Sum
04:45 - Pros And Cons Of Lump Sums
06:53 - Kernel Are Not Financial Advisers/Tools Kernel Provides
08:01 - Starting An Investment Portfolio
10:43 - Complications Of An Investment Portfolio
11:33 - Diversification/Simplifying Funds
12:28 - People Not Knowing What They Are Investing In
14:03 - Being Influenced By Media To Invest In Certain Stocks
15:45 - Mob Mentality & Stopping It
18:15 - Being Cautious With Finances Due To Covid-19
19:46 - Lag Effect
20:08 - Long Term Strategy/Emotional Decision Making
22:29 - Commercial Property/Working From Home
24:25 - Core Satellite Investing
26:02 - Example Of Core Satellite Investing
27:15 - Core Satellite Investing In Its Infancy In NZ/Opportunities Of Core Satellite
29:37 - People Thinking They Know What Core Satellites Are But Don’t
30:31 - Simplifying Investing To People Who Don’t Know Anything
31:52 - Kernel Want You To Contact Them If You Have Financial Concerns/Expanding
32:23 - Expanding Kernel Overseas
32:50 - Kernels Thoughts On Investing Around Covid-19
35:50 - Residential Property
39:55 - Younger People Investing Less In Property/New Opportunities
40:36 - Difference Between The GFC & Covid-19/Recovery Timeframe
42:07 - Kiwisaver
43:25 - Emotional Decision Making
44:05 - Residential Property Doesn’t Require Constant Evaluating
44:45 - House Forecasts Due To Unemployment
45:44 - Gold & Cryptocurrency
47:07- How Kernel Stay Up To Date With The Market
48:37 - Kernel’s Roadshow
49:45 - Kernel’s Advice On Whether To Pay A Mortgage Off Faster
51:22 - Debt
55:00 - NZ Going Cashless/Paywave
56:34 - China’s Pay App
58:59 - How To Find Kernel
59:37 - Kernel Blogs