The Mindful FIRE Podcast 8: Brain Programming & Pursuing FIRE with Frazer Kirkman
Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here.
Today we talk to my friend, Frazer Kirkman, a very interesting character who I met teaching meditation at work. Frazer is now a software engineer but has an incredibly interesting story which includes him traveling the world teaching mindfulness and positive thinking for 10 years while living an incredibly minimalist lifestyle.
In this episode Frazer and I dive into:
- What “brain programming” is and why it’s so powerful
- How we can use mindfulness to become aware of our current “programming”
- How we can choose a different “program” for our minds that will take our lives in a different direction
- How “brain programming” can be applied to any area of our life
- How Frazer traveled the world for 10 years teaching mindfulness and positive thinking
- How Frazer lived on less than 10k per year
- Frazer’s thoughts on the positives and negatives of being a minimalist
- Frazer’s thoughts on the Financial Independence Retire Early movement
- How Frazer builds community in his life and has a ton of fun while spending almost no money
- His thoughts on what it means to be and have enough
- How we can be more intentionally loving to our partners and people we care about
- Frazer’s top
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PS: Introducing the… 🔥 FIRE Starter Group Coaching Program
You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.
In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).
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🔥 WHO I’m creating this for
This is for you if you’re at or near FI (Coast FI or full FIRE) and:
- You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
- You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
- You want clarity and momentum—but you don’t want someone to tell you what to do.
🔥 WHAT we’ll do together (over 10 weeks)
In a small group (mastermind-style), you’ll:
- Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
- Create a big, meaningful vision for your next chapter—one that fits who you are now.
- Learn the brain science behind envisioning (why it works, and how to use it).
- Turn yo...