Money Travels

Payments and the Rise of Agentic Commerce

Aug 18, 2025
Rory O’Neill, CMO at Checkout.com, has an impressive background in mobile technology with experience at BlackBerry and Samsung. He discusses the transformation of the payments landscape driven by innovations in ecommerce. Rory emphasizes the need for advanced solutions to combat fraud and enhance consumer trust. He also advocates for cultivating talent and improving financial literacy within the industry. Ultimately, he envisions a future where agentic commerce flourishes, balancing AI capabilities with a vital human touch.
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ADVICE

Leverage Merchant Word‑Of‑Mouth

  • Let satisfied merchants market your service through word of mouth and case studies.
  • Measure NPS and customer satisfaction to fuel authentic referrals and growth.
INSIGHT

Behavior Varies By Region And Generation

  • Generational and regional behaviors shape payment patterns dramatically, from saved cards to who buys subscriptions.
  • Digital-native regions and younger cohorts change use cases, making payments more embedded across channels.
INSIGHT

Single‑Vendor Nirvana Is Overstated

  • No single vendor can perfectly serve every market; resilience requires multiple providers tuned per country and channel.
  • Checkout bets on a digital-only focus to outperform generalist providers for online merchants.
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