This is Money Podcast Will the mortgage price war revive the property market?
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Dec 12, 2025 Mortgage lenders are slashing rates, leading to excitement for potential homebuyers and 1.9 million people facing remortgage. Experts suggest now is the best time in a decade to negotiate on new builds. The discussion also touches on the housing market's resilience despite regional differences and the potential impact of upcoming rate cuts. Furthermore, there's a fascinating look at the trend of Britons searching for homes abroad, with Spain topping the list, and clever tips on gifting shares to children for the holidays.
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House Price Indexes Can Mislead
- House price indexes measure only properties that sell and miss unsold listings, masking wider market weakness.
- Many overpriced homes never sell or are withdrawn, so indexes can understate market softness.
Post-Crash New Build Bargains
- Simon recalled friends who bought flats after the financial crisis at huge discounts.
- One friend got about £50k off and another an even larger bargain on a conversion development.
Check Location Before Chasing A Discount
- Verify local amenities, transport and noise before buying a discounted new build to avoid buying a poor-quality location.
- Ensure discounts reflect economic pressure, not a fundamentally bad property.