We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - How should I go about negotiating rent at my apartment with my landlord?

2 - What steps should we take in protecting our baby’s social security number and identity?

3 - In regards to retirement, how should I be thinking about income replacement?

4 - What is the absolute best way to pay my credit cards off every month?

5 - As I’m approaching the Roth IRA income limit, should I still contribute even if I might be ineligible by the end of the year?

During this episode we enjoyed a Dark Side of the Strawberry Moon by Cherry Street Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

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Ask HTM - Negotiating Rent, Protecting a Baby’s SSN, & WTD with Ineligible Roth IRA Contributions #340