13: Decumulation Demystified: Should we retire the 4% rule?

Retiring the 4% rule: Decumulation demystified

The 4% drawdown rule forms the basis of many advisers’ decumulation propositions. Where there was once complexity – and expensive portfolio analysis – the rule promises simplicity; set, forget, and spend (if required). However, our research shows that the results can often vary significantly depending on when you decide to start saving for your retirement and asset allocation decisions.

Read more about the our 4% rule findings here - http://www.lgim.com/uk/ad/insights/our-thinking/investment-foresight/is-it-time-to-retire-the-4percent-rule.html

As well as the next article in our Decumulation Demystified series, the factors that influence the optimal decumulation strategy.

Guest: Justin Onuekwusi, Head of Retail Multi-Asset Funds
Host: Paul Measures, Head of Intermediary Sales

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