WealthTech on Deck Architecting the Future of Financial Advice with Amy Young
This week, Jack Sharry talks with Amy Young, Founder of Advice Architects. Amy Young is a longtime wealth-management strategist and former Microsoft managing director who has spent three decades at the intersection of capital markets, consulting, and technology partnerships. After working with major financial institutions on data and generative-AI initiatives, she founded Advice Architects, a consulting practice helping firms design the technology, workflows, and skills needed to deliver more effective, scalable financial advice.
Amy talks with Jack about how generative AI has evolved from a simple chat interface into a powerful, governed ecosystem capable of executing tasks, surfacing insights, and enabling mass personalization at scale. She discusses how wealth management firms can leverage these advancements to help advisors bridge the AI skill gap and move beyond portfolio talk into high-value, holistic advice.
In this episode:
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(00:00) - Intro
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(01:51) - Amy’s path into wealth tech and behavioral finance
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(04:10) - Why Amy left Microsoft to start Advice Architects
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(06:13) - How generative AI has evolved beyond chatbots
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(08:54) - Building AI tools without being a developer
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(12:07) - Why agents may define the next phase of AI
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(19:15) - Turning financial advice into real-life problem solving
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(24:47) - Amy's key takeaways
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(27:22) - Amy's interests outside of work
Quotes
"The biggest challenge impairing the wealth industry's adoption of AI is that leaders have a skill gap. They have a huge learning curve to scale on AI. And maturing AI, like building a whole stack, a strategy, and a roadmap, really requires those leaders to upskill." ~ Amy Young
"Advice is absolutely central, but how we architect our stack is a critical success factor for the delivery of that advice." ~ Amy Young
"If advisors can't differentiate from what a consumer can get from ChatGPT, the industry is going to have a problem." ~ Amy Young
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