BiggerPockets Real Estate Podcast August 2025 Housing Market Update: Rates Fall, Price Corrections Spread
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Aug 15, 2025 Mortgage rates hit a low in 2025, impacting buyer dynamics across nearly half the country. Sellers are hesitant to list their homes, creating a tight inventory situation. The discussion dives into whether this is a typical correction or early signs of a crash. Listeners are advised on navigating the current market, which is shaped by recession fears and changing mortgage rates. With a shift towards a buyer's market, now might be an opportune moment for potential investors, despite the looming economic uncertainties.
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Buy Only If Deal Works With Today's Rates
- If you have a deal that works at current rates, lock a mortgage and act rather than waiting for lower rates.
- Do not buy a property that only works if mortgage rates decline later.
Buyer’s Market Emerging Nationwide
- The market is shifting toward a buyer's market as inventory rises relative to demand and appreciation slows.
- More supply relative to buyers forces sellers to compete on price, causing corrections in many metros.
Inventory Up While Demand Remains
- Active listings are up about 9% year over year, signaling a meaningful inventory increase.
- Demand (mortgage applications) is modestly higher year over year, so rising supply—not vanishing demand—is driving price pressure.