The Ramsey Show Highlights I'm About To Have My 6th Baby And Don't Have A Lot Of Money
Nov 30, 2025
Kim, a caller and expectant mother of six, shares her financial challenges while managing a busy household. She discusses her two-bedroom home and plans to finish their basement for more space. With various side hustles in dog grooming and boarding, Kim seeks advice on upgrading to a larger vehicle while they tackle $30,000 in debt. The hosts emphasize creativity and community support, suggesting ways to save for an affordable used van instead of accumulating new debt.
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Caller Announces Sixth Child
- Kim announced she is expecting her sixth child and described her family as a 'Wonder Woman' situation.
- Ken Coleman jokingly offered to call her husband and told her she was a "good lady" for that choice.
Don’t Replace Lease With New Car Debt
- Save up before replacing the lease and avoid taking on new vehicle debt while on Baby Step 2.
- Extend the current lease if possible and use your $2,000 monthly margin to build a vehicle fund quickly.
Side Hustles Fund The Household
- Kim supplements income by grooming, boarding, and walking dogs, averaging about $3,000/month from grooming and boarding.
- She balances these hustles while pregnant and caring for young children.