Kosher Money

The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR

8 snips
Nov 26, 2025
Guest
Moishe Katz
Moishe Katz, CEO of United Refuah HealthShare, dives into the financial strains of healthcare in America. He reveals how families are paying exorbitant insurance premiums and offers insights into the Jewish health-sharing model as an alternative. Moishe discusses real-life examples, including how members can save up to $30,000 annually. Key topics include member experiences, the nuances of self-pay versus insurance pricing, and solutions for dealing with medical necessity. This engaging conversation challenges conventional beliefs about healthcare costs.
Ask episode
AI Snips
Chapters
Transcript
Episode notes
ANECDOTE

Cash Prices Can Be Far Lower

  • A child needed open-heart surgery that cost $100,000 but the hospital offered a $25,000 self-pay package.
  • The surgeon treated the child the same and the family used the cash-price route successfully.
ADVICE

Ask For Cash Prices Before Insuring

  • Ask providers for self-pay pricing before using insurance because insured billed rates often spike dramatically.
  • Never automatically switch billing to insurance without checking the cash price first.
INSIGHT

Growth Doesn't Guarantee Lower Costs

  • Membership scale doesn't automatically lower costs because new members bring proportional utilization.
  • United Refuah monitors share-box per member and other metrics to assess financial sustainability.
Get the Snipd Podcast app to discover more snips from this episode
Get the app