
The Jacob Shapiro Podcast The Geopolitics of Personalized Money
Nov 25, 2025
Emmanuel Daniel, founder of TAB Global and a fintech author, delves into the evolving landscape of finance where personalization takes center stage. He argues that the true disruption in finance stems from individuals rather than technology, reshaping trust and power dynamics globally. Daniel explores the impact of financialization, the role of cryptocurrencies, and the tension between personal ownership and intermediaries. He emphasizes the importance of data sovereignty in navigating this new monetary architecture, making for a thought-provoking discussion.
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Finance Moves From Extraction To Personal Control
- Finance has shifted from being extracted and transported to being created and controlled at the user level.
- Personalization and digitization reduce intermediaries and reshape who controls transactions.
1971 Unleashed Financialization
- Decoupling the dollar from gold in 1971 created a vast financialized economy that trades money itself.
- That shift made the U.S. dollar central and empowered the U.S. to shape global financial rules.
Digitization = New Financial Assets
- Anything that can be digitized can be financialized, creating new markets and assets.
- Information itself becomes an asset that can be tokenized and traded.

