Will AI Agents Use Stablecoins or Virtual Cards?

17 snips

Mar 9, 2026

Alfonso Gómez-Jordana, founder of Crossmint, builds virtual card and developer payment tooling for crypto commerce. Tanner Taddeo, CEO of Stable Sea, builds enterprise stablecoin treasury and tokenization infrastructure. They debate AI agent-exclusive virtual cards vs stablecoin payments. They explore enterprise treasury use, cross-border remittances, merchant onboarding friction, and where cards or stablecoins fit agentic commerce.

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INSIGHT

Cards And Stablecoins Will Coexist For Agents

Both cards and stablecoins will coexist in agentic commerce with distinct roles rather than one replacing the other.
Cuy Sheffield says cards may be default for many agent payments while stablecoins fit specific categories like insurance or treasury.

ADVICE

Delegate Your Card To Agents Instead Of Replacing It

Delegate payment credentials to agents rather than expecting agents to be independent legal payers.
Cuy Sheffield argues humans can and should give their bank/card credentials to their agents to avoid unnecessary complexity.

INSIGHT

Agents As Treasury Chiefs For Multinationals

StableSea is exploring AI agents as treasury chiefs for multinational corporate cash management.
Tanner Taddeo describes an agent managing subsidiaries' idle cash across currencies and parking funds into tokenized money market funds.

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On Ep. 73 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Tanner Taddeo, CEO & Co-Founder @ Stable Sea and Alfonso Gómez-Jordana, Founder @ Crossmint to discuss stablecoin-linked cards, AI agent exclusive virtual cards, Morgan Stanley applying for national trust charter and more!

Timestamps:

00:00 Introduction
3:11 Stablecoin-linked cards as a business model for neobanks and remittance companies
6:15 Launching AI agent exclusive virtual cards powered by Visa intelligent commerce
10:52 Enterprise treasury management using stablecoins with AI agents
13:02 Comparing credit cards versus stablecoins for AI agent payments
24:35 Morgan Stanley applying for national trust charter to custody crypto assets
31:06 Kraken becoming first crypto firm to receive a payments master account
35:34 Fintechs applying for bank charters to control their own destiny
41:32 NYSE parent company ICE investing in crypto exchange OKX

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean