I want you to define the word 'full' for me. What does full mean? Well, I think you would say that full means full. No more; at capacity; topped out. If I ask for a full glass of water, you're going to pour water in that glass until you can't pour any more water into the glass. Right? Full means full. We're done. Well, unfortunately, that word has been incorrectly used by the Social Security Administration, and it is causing millions of Americans to make bad decisions, decisions that they wouldn't make if it weren't for the Social Security Administration's incorrect usage of the word.