Aspire with Emma Grede

Money Rules Everyone Should Know

93 snips
Mar 19, 2026
Vivian Tu, financial educator and founder of Your Rich BFF, who left Wall Street to teach money skills to women. She explores why women avoid money talk and how salary transparency changes careers. Conversations cover negotiating raises, building stability before wealth, avoiding lifestyle inflation, using systems over willpower, and practical steps for investing, benefits, and entrepreneurial pay.
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ADVICE

Document Wins To Demand Raises Confidently

  • Build a 'raise receipts' folder: save praise, performance metrics, and client wins throughout the year to support annual raise requests.
  • Present accomplishments, ask for 10–15% more, then stop talking and let your manager respond.
ADVICE

Get A Mentor To Learn Money Jargon

  • Learn financial jargon and find a mentor who will answer 'stupid questions' about FICO scores, 401k, APRs to boost confidence.
  • Mentors can be colleagues, professors, community leaders or anyone who explains terms plainly.
INSIGHT

Reframe Women's Ambition Around Money

  • Cultural messages shame women for wanting wealth, yet data shows women often manage finances responsibly and own more homes than single men.
  • Reframing ambition as normal for women reduces stigma and unlocks confidence in negotiations and investments.
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