BTM-Podcast #109 Die XXL GELD Episode | Der Umgang mit Geld, die Money Story & das Portfolio von Florian & Martin usw.
Eine lange Gesprächsrunde über die Frage: Was ist Geld und wie prägt es unser Leben? Buchideen von Morgan Housel und Scott Galloway werden diskutiert. Persönliche Money Stories und ein 5‑Schritte‑Framework zu Verdienen, Behalten, Investieren, Schützen und Genießen stehen im Fokus. Außerdem Einblicke in unterschiedliche Portfolios und 25 provokante Fragen rund um Finanzen.
01:49:31
Das Fünf‑Stufen Money‑Framework
- Folge dem Framework: Verdienen, Behalten, Investieren, Schützen, Genießen.
- Pay yourself first, kontrolliere Burnrate und automatisiere Spar-/Invest-Mechanismen.
Liquidität Ist Optionale Freiheit
- Liquidität bedeutet Optionsfreiheit; illiquide Assets bringen Rendite, aber schränken Flexibilität ein.
- In Krisen ist Liquidität ein großer Wettbewerbsvorteil.
Florians Portfolio‑Aufschlüsselung
- Florian teilt seine Portfolioaufteilung: ~20% Aktien/ETFs, 15% Immobilien, 27% Private Equity, 20% Startups, 5–6% Krypto.
- Er betont VC-Risiko und plant, VC-Rückflüsse in liquide Assets umzuschichten.
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Intro
00:00 • 2min
Was ist Geld? Funktionen und Geschichte
01:46 • 5min
Fiatgeld, Inflation und Kaufkraft-Risiken
06:56 • 2min
Zeitstrahl des Geldes bis Bitcoin
08:51 • 3min
Psychologie des Geldes: Verhalten schlägt Wissen
11:33 • 1min
Housels fünf Finanzlehren zusammengefasst
13:01 • 2min
Werbepause
15:22 • 32sec
The Art of Spending Money: Ausgeben als Skill
15:54 • 6min
Nutzen statt Status und weniger schlechte Tage
21:50 • 6min
Geldbiografie: Kindheit prägt Ausgabeverhalten
28:05 • 2min
Unsere Money Storys: erste Jobs und Investitionen
29:53 • 4min
Exits, I-made-it-Momente und Auswirkungen
34:03 • 13min
Werbepause
46:34 • 5min
Framework: Verdienen, Behalten, Investieren, Schützen, Genießen
51:21 • 23sec
Florians Portfolioaufteilung und Liquidität
51:44 • 6min
Martins Portfolio: ETFs, Immobilien und Startups
58:06 • 9min
Scott Galloway: Algebra of Wealth
01:06:37 • 7min
Glück, Geld und die Frage 'Wie viel ist genug?'
01:13:49 • 6min
Tony Robbins und Wertsteigerung deiner Stunde
01:19:50 • 2min
25 harte Geldfragen: Ausgaben, Regeln und Werte
01:21:24 • 24min
Outro
01:45:17 • 4min
#49
• Mentioned in 253 episodes
The intelligent investor
Jason Zweig
Benjamin Graham
Written by Benjamin Graham, 'The Intelligent Investor' is a seminal work on value investing that has inspired millions since its original publication in 1949.
The book emphasizes the importance of distinguishing between investing and speculation, calculating the intrinsic value of companies, and maintaining a margin of safety.
The revised edition includes updated commentary by Jason Zweig, who provides modern examples and insights to help readers apply Graham's principles in today's market.
Warren Buffett, a disciple of Graham, has praised the book as 'the best book about investing ever written'.
#20
• Mentioned in 382 episodes
The Psychology of Money
Timeless Lessons on Wealth, Greed, and Happiness
Morgan Housel
In 'The Psychology of Money,' Morgan Housel delves into the psychological and emotional aspects of financial decisions.
The book consists of 19 short stories that illustrate how personal history, worldview, emotions, and biases influence financial outcomes.
Housel emphasizes the importance of behavior over knowledge in managing money, highlighting the power of compounding, the dangers of greed, and the pursuit of happiness beyond mere wealth accumulation.
He advocates for a frugal lifestyle, long-term perspective, and a balanced approach to investing, stressing that financial success is more about mindset and discipline than about technical financial knowledge.
#8
• Mentioned in 498 episodes
Rich Dad Poor Dad
What the Rich Teach Their Kids about Money - That the Poor and the Middle Class Do Not
C.P.A. Sharon L. Lechter
Robert Kiyosaki
The book tells the story of Robert Kiyosaki's two fathers: his 'poor dad,' a highly educated but fiscally poor man, and his 'rich dad,' the father of his best friend who was a successful entrepreneur.
It emphasizes the importance of financial education, distinguishing between assets and liabilities, and building wealth through investing in assets such as real estate and businesses.
Kiyosaki argues that a good education and a secure job are not guarantees for financial success and provides practical lessons on how to make money work for you rather than working for money.
#15
• Mentioned in 422 episodes
Think and Grow Rich
Napoleon Hill
Published in 1937, 'Think and Grow Rich' is a seminal work in the self-help genre.
The book is the result of over twenty years of research by Napoleon Hill, who studied the habits and achievements of more than 500 successful individuals, including Andrew Carnegie, Thomas Edison, and Henry Ford.
Hill distills their wisdom into thirteen principles that, when practiced with persistence and faith, can transform dreams into reality.
These principles include the power of desire, faith, specialized knowledge, organized planning, and the role of the subconscious mind.
The book emphasizes the importance of maintaining a positive mental attitude, setting clear and specific goals, and taking consistent action to achieve success.
It also explores the concept of the 'Master Mind' alliance and the need to overcome fears and doubts to achieve one's objectives.
#307
• Mentioned in 86 episodes
The Algebra of Wealth
A Simple Formula for Financial Security
Scott Galloway
In 'The Algebra of Wealth,' Scott Galloway provides a comprehensive framework for achieving financial security.
The book is divided into four main themes: Stoicism, Focus, Time, and Diversification.
Galloway advises readers to follow their talent rather than their passion, optimize big economic waves, and use stoicism to develop better financial habits.
He also emphasizes the importance of compounding interest, diversification, and tax planning.
The book is written in Galloway's characteristic straightforward style and includes practical advice on building character, relationships, and a successful career.
#29924
• Mentioned in 2 episodes
Ein Hund namens Money
Bodo Schäfer
Ein Hund namens Money ist ein Buch von Bodo Schäfer, das sich an Kinder und Jugendliche richtet.
Es erzählt die Geschichte eines Mädchens namens Kira, die einen sprechenden Hund namens Money findet.
Money bringt Kira bei, wie man mit Geld umgeht und finanzielle Ziele erreicht.
Das Buch vermittelt auf spielerische Weise wichtige Prinzipien der finanziellen Bildung.
Es ermutigt Kinder, frühzeitig über Geld nachzudenken und finanzielle Verantwortung zu übernehmen.
Es ist ein beliebter Ratgeber, um Kindern den Umgang mit Geld näherzubringen.
#250
• Mentioned in 98 episodes
The Total Money Makeover
Dave Ramsey
The Total Money Makeover provides a comprehensive plan for financial fitness, focusing on seven 'baby steps' to help individuals get out of debt and build wealth.
The steps include saving a $1,000 emergency fund, using the debt-snowball method to pay off debts, saving a 3-6 month emergency fund, investing for retirement, saving for children's college, paying off the home mortgage, and building wealth.
The book also corrects common money myths and offers practical advice based on real-life success stories.
In der XXL-Episode dreht sich alles um das große Thema: Geld. Was ist Geld eigentlich und warum beeinflusst es unser Leben mehr, als wir zugeben wollen? Florian Gschwandtner & Martin Kaswurm sprechen über die wichtigsten Learnings aus Morgan Housels Bestsellern „The Psychology of Money“ & „The Art of Spending Money“, über Scott Galloway, Tony Robbins und beantworten 25 provokante Fragen rund ums Thema Finanzen. Außerdem teilen die beiden ihre persönliche Money Story, geben Einblicke ins eigene Portfolio und ihre Gedanken zu Geld verdienen, behalten, investieren, schützen und genießen und vieles mehr.
Florian Gschwandtner & Martin Kaswurm sprechen über:
00:02:30 Happening of the week – Handelsabkommen EU & Indien, Österreich will Social Media unter 14Jahre verbieten
00:06:48 Was ist Geld?
00:11:31 Morgan Hpusel - Psychology of Money
00:19:59 Morgan Housel - The Art of Spending Money
00:30:08 Die Money Story von Florian & Martin
00:46:40 Der Umgang mit Geld: Geld verdienen, behalten, investieren, schützen & genießen
00:51:30 Das Portfolio von Florian & Martin
01:06:39 Scott Galloway - The Algebra of Wealth
01:14:25 Wie viel Geld ist genug & macht mehr Geld glücklicher?
01:19:50 Tony Robbins im Diary Of A CEO Podcast
01:21:18 25 Fragen über Geld
01:46:44 Bill Gates ist näher an deinem Vermögen als an Elon Musk
01:47:45 BTM-Event 2026 Update: Speaker Announcement
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Links zum Nachlesen:
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Buch-Tipps:
- Morgan Housel – The Psychology of Money
- Morgan Housel - The Art of Spending Money
- Scott Galloway – The Algebra of Wealth
Podcast-Tipp:
- Tony Robbins: No One Is Ready For What's Coming! Why The Next Decade Will Break People! - The Diary Of A CEO with Steven Bartlett Podcast YouTube, Spotify & Apple Podcasts
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