HousingWire Daily California MBA CEO Paul Gigliotti on affordability and AI
11 snips
Oct 2, 2025 Join Paul Gigliotti, the newly appointed CEO of the California Mortgage Bankers Association, as he dives into the pressing issues of affordability and the impact of AI on the lending industry. With over 20 years of experience, Paul discusses the complex factors driving housing costs in California, including insurance and regulatory challenges. He emphasizes the importance of AI in enhancing consumer experiences and the role of advocacy in shaping fair outcomes. Tune in for valuable insights into the future of lending in a rapidly evolving market.
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Operator-First Leadership
- Paul brings 20+ years running lenders and scaling mortgage tech, including AI integration.
- He plans to unify operational experience with advocacy to position California MBA as a trusted industry voice.
AI Meets Consumer Instant Gratification
- AI adoption is primarily driven by consumer expectations for speed and scalability.
- Paul argues lenders must adopt AI to deliver real-time answers and scale service.
Affordability Is An Onion
- Affordability in California is a layered problem of inventory, cost of living, insurance, and regulation.
- Paul emphasizes advocacy and education to help lenders navigate those interlocking challenges.