The Bitcoin Treasuries Podcast with Tim Kotzman Using Home Equity to Acquire Bitcoin with Sovana's Sanjay Mavinkurve and Chase Palmieri
Mar 23, 2026
Sanjay Mavinkurve, former Google product lead building Sovana to let property owners convert home equity into Bitcoin. Chase Palmieri, Sovana COO and ex‑Acropolis CEO focused on treasury operations and capital partnerships. They discuss Sovana’s inspiration, how the Bitcoin Investment Partnership works, lien and capital partner mechanics, product UX, eligibility priorities, waitlist demand, and the closing process.
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Unlock Trapped Home Equity For Bitcoin Allocations
- Sovana lets property owners tap trapped home equity to allocate serious portions of net worth into Bitcoin without upfront cash or monthly payments.
- They fund up to 70% of property value minus existing debt, then let owners choose the investment size capped by that limit.
Zero Cash Upfront With 50/50 Upside Split
- Sovana buys Bitcoin (ETF) on behalf of the owner with no owner funds, holds it in a separate account, and splits upside 50/50 at termination.
- Example: $100K starting investment that grows to $150K yields $25K check to the owner with no initial cash outlay.
Close Early To Realize Gains Within Five Years
- End positions any time within a five-year term to capture upside; you can close early if Bitcoin rallies.
- Sanjay: if Bitcoin doubles before five years, call Sovana and they'll sell and pay you half the gain.
