
The Martin Lewis Podcast Car finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs
Mar 12, 2026
Deidre, a representative from Surviving Economic Abuse who supports survivors of financial control, talks about recognising and responding to economic abuse. The conversation covers how joint accounts can be misused, practical support steps, and how friends can help. Other segments look at car finance mis-selling and finding old agreements, plus tips on joint accounts and timelines for redress.
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Users Saw Other People's Bank Transactions
- Many listeners reported seeing other people's transactions in Lloyds, Halifax and Bank of Scotland apps, including mistaken direct debits and even a £10,000 Tesla payment.
- Martin received over 3,000 responses and flagged this as a major data‑privacy breach that banks must remedy.
Weigh FCA Redress Against Going To Court
- Consider the FCA redress for certainty and ease, but the court route remains open if you want potentially higher awards.
- Court cases can give larger sums but usually incur ~30% no‑win/no‑fee fees and are slower and riskier.
Car Finance Redress Timetable Explained
- Timeline: if you complained before scheme start expect a 3‑month (or 5‑month for older deals) implementation then offer and payment in 2026.
- If you didn't complain, firms must try to contact you within six months after implementation and payouts likely in 2027.
