The Canadian Money Roadmap Personal, business & podcast year in review
Dec 24, 2025
Evan shares an honest look at his personal finances and the chaos of launching Cedar Point Wealth. He discusses increasing liquidity for trips, funding short-term goals like a Disney vacation, and building up an emergency fund. Plans for 2026 include minimizing expenses, such as selling the RV, and a mortgage renewal that could save money. The transition to Cedar Point boasts impressive client retention and growth goals, all while Evan reflects on YouTube's workload and podcast achievements, inviting listener feedback as the year wraps up.
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Sell Underused Assets To Lower Costs
- Cut recurring depreciating expenses (like an underused RV) to reduce debt and ongoing costs.
- Replace ownership with renting when usage is sporadic to free cashflow.
Make Planning The Core Of Advice
- A planning-first advisory model guides investment decisions and client expectations.
- Charging asset-based fees on a sliding scale offers fairness and clarity for clients.
Measured Growth Preserves Personal Service
- Evan manages ~$73M for 127 families with an average client holding about $600K.
- Client growth was balanced: assets rose and client count increased modestly to preserve service quality.