Before Breakfast Make a plan for anything that's use-it-or-lose-it
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Dec 30, 2025 Discover the importance of planning for benefits that expire, particularly around year-end. Learn about the rush for eye doctor appointments and why December sees a spike in charitable donations. Book those vacation days early to avoid losing valuable PTO and schedule medical checkups to sidestep shortages. Laura Vanderkam emphasizes the need to audit your resources and make the most of what you have before it’s too late. Stay ahead of the year-end scramble and maximize your benefits with some strategic planning!
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Plan For Use-It-Or-Lose-It Benefits
- Make a plan now for any benefits that are "use it or lose it" so you avoid last-minute rushes at year-end.
- Schedule vacations, medical appointments, and donations across the year to spread out use and enjoyment.
Eye Doctors Get Slammed In December
- Laura describes eye doctors being swamped in the last week of December as a common example of year-end rushes.
- People sometimes delay appointments until December because they're off work or need to spend benefits before year-end.
Predictable Deadlines Cause Predictable Panic
- Year-end deadlines are predictable yet often ignored, causing unnecessary congestion and stress.
- Thinking ahead lets you spread tasks out and actually enjoy benefits instead of rushing to use them.