The Ramsey Show Highlights

My Husband Wants To Quit His Job To Drive Uber

8 snips
Nov 21, 2025
Bri, a stay-at-home mom, shares her dilemma of her husband wanting to quit his stable job to drive for Uber while taking on car debt. Ken warns her about the risks of quitting a salaried position and incurring debt, especially with their existing $40,000 financial burden. He suggests delaying the change until after their baby arrives, saving for a reliable car, and maintaining transparency in their finances. Ken emphasizes setting clear boundaries and reassessing relationships that might influence their financial decisions.
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ANECDOTE

Caller Bri's Job And Debt Dilemma

  • Bri called saying her husband wants to quit his assistant-manager job to drive Uber and take a car on her credit.
  • They already have about $40,000 in debt and a growing family, making the timing risky.
ADVICE

Don't Finance A Job Switch With Debt

  • Avoid going into debt to start a risky side business like driving for Uber full-time.
  • Insist that any job change wait until after the baby is born and without taking on new loans.
INSIGHT

Rideshare Eats Car Value Fast

  • Depreciation and heavy use will quickly put a loan-funded car underwater when used for rideshare.
  • That financial reality often outweighs optimistic income claims from friends.
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