Mavericks in Healthcare: Chronicles of Innovation #24 Personalized, Affordable, and Portable Health Plans — A Conversation with Gravie's CEO
Nov 4, 2025
Join Steve Wolin, CEO of Gravie, a health benefits innovator specializing in ICHRA, as he discusses transforming healthcare for small and mid-sized businesses. He explains Gravie's defined-contribution model and level-funded plans that enhance affordability. Steve highlights the impressive member impact of the Comfort plan, offering zero-cost primary care. He also addresses challenges in small-business adoption and shares insights on how Gravie's service-driven approach differentiates it in the market, ultimately advocating for consumer control in healthcare.
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Level Funding Bridges Small Employer Gap
- Level-funded plans let smaller employers capture self-funding benefits while transferring catastrophic risk.
- Gravy uses a claims fund plus stop-loss insurance and refunds surpluses when populations cost less.
Eliminate Barriers To Routine Care
- Lower point-of-care costs to drive primary care and preventive use.
- Gravy's Comfort plan makes routine visits and many prescriptions no-cost to incent appropriate utilization.
Service As A Competitive Moat
- High-touch account management differentiates Gravy in the small-employer market.
- Gravy pairs strong implementation and service teams with high NPS from employers and brokers.