Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month we had the chance to talk about:

* Mercury, which partners with Evolve Bank & Trust and Choice Bank, informed users based in or with ties to certain countries, including Ukraine and Nigeria, that it would close their accounts — what’s happening and how Mercury is handling it

* Bank regulators’ request for information on bank-fintech partnerships offers clues about what the they may be worried about

* CFPB drops interpretive guidance saying earned wage access may be considered “credit” for certain purposes under TILA

* FDIC votes on rule to effectively reverse 2020’s brokered deposits rule

* And, as always, what Alex and Jason just can’t let go of

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Fintech Recap: Mercury Cleans House